ZenFinance is a decentralized lending protocol built on Zenchain. It allows users to supply ZIP-20 assets as collateral and borrow against them within a secure, validator-backed infrastructure.

ZenFinance is built natively on Zenchain’s cross-chain architecture. It integrates directly with the chain’s interoperability module, meaning collateral and liquidity routing are secured by validator consensus rather than external bridges.

You can supply supported ZIP-20 tokens, which represent assets bridged into Zenchain from external blockchains.

Collateral factors (Loan-to-Value ratios) are determined based on asset type, facilitator structure, and overall risk profile. These parameters may be adjusted through governance to maintain system stability.

Outgoing cross-chain actions are executed through validator multisignature infrastructure. Incoming transactions are validated through standardized cross-chain verification processes.

Yes. Risks include smart contract risk, liquidation risk, market volatility, and cross-chain infrastructure risks. Users should understand these risks before participating.